Injala and its affiliated companies respect you
and your right to privacy.
Our mission is to provide you with superior products and
services while assuring the privacy and security of your personal
information.
We value your trust, and we believe that you should know
about the information we collect about you, the measures we take to safeguard
it, and the situations in which we might share your information.
This
Privacy Notice explains our policies and practices regarding your nonpublic
personal information in our current records.
We reserve the right to
amend, modify or supplement our privacy policy at any time in accordance with
applicable law. If we make changes to our privacy policy we will provide you
with a copy of a revised Notice as required by applicable law.
This
Privacy Notice describes only our policy and does not apply to your
relationships with other financial service providers that are not affiliated
with Injala, such as insurance companies that Injala
represents or from which it obtains insurance products/services for you. Their
privacy policies and information practices govern how they collect, use and
disclose information about you.
Information We Collect About
You
We collect nonpublic personal information about you from the
following sources in order to help serve your insurance needs, develop and offer
new products or services, and fulfill legal and regulatory
requirements:
Information
obtained directly from you (such as what you provide on applications and other
forms you submit to us, from your dealings with us and others i.e., name,
address, social security number, prior insurance information, etc.);
Information
related to your transactions with us and/or our affiliates (including your
insurance coverage selections and premiums, payment and claims history, etc.);
Information
we receive from nonaffiliated parties;
Information
that we receive from consumer reporting agencies (consumer credit history,
motor vehicle records, claims history report, etc.).
Limits on Sharing Your
Information
We may disclose information about you to our affiliates
and use that information in order to provide you complete insurance, financial
and risk solutions. We do not share your nonpublic personal information with
non-affiliated third parties except in the following
cases:
To
Service Providers in order to perform a business, professional or insurance
transaction authorized or directed by you (such as insurance companies,
underwriting companies, agents, claims representatives, insurance support
organizations, securities brokers or dealers, etc.).
To
Joint Marketers in promoting services/products you may find of value. We only
provide limited information needed to perform their services.
In
the sale, purchase or transfer of assets, or other change-of-control
transaction.
As
required or permitted by law.
Measures We Take to Protect Your
Information
We maintain appropriate physical, electronic and
procedural safeguards to protect the information we collect about you. Access
to such information is restricted to employees and individuals who need to know
the information to service your account or provide products and services to you.
Employees who violate these confidentiality requirements are subject to our
disciplinary process.
Injala also maintains and protects
information through security-enhancing software such as virus and intrusion
detection software, password protection on database access for employees,
compliance audits, backup and recovery procedures and employee training. Where
third parties provide support services to us, we require them to conform to our
privacy standards.
To Review Your Information
You have
the right to review your personal information in our records. If you believe any
information in our records is incorrect, you may request in writing that the
information be amended, corrected or deleted. We will investigate and amend,
correct or delete the information you believe is incorrect if we can
substantiate the error.